We pump up our accounts at the bank every day, a few times, and stingy fano takes 10% of it. But where is our gain? I think we should have the right of a interest and 1% per day would be nice... Otherwise the marketplace is better then the bank, becuase you can use the money from there and you dont have to pay stingy's... What do you think about this matter. We should profit back at least what stingy has taken from us...
Why we dont get interest money at the bank?
Posted in
The Larkinor Quest
Why we dont get interest money at the bank?
The reason you use the bank is to make sure you cash doesn't get stolen from your home. And in the case of some very rich players because there is no more room in your home. The amounts of money some people would get on 1% interest daily would be crazy. Now I can see the practicality of a once a year cash bump. Say a nice holiday bonus of 3% of your cash reserves. But I don't see it happening.
Also, you should use the market in alot of situations. Granted, if you use it for everything it becomes click expensive. For alot of items, hwever, it can be very profitable. JCD
Why in the world would someone give you interest after charging you a 10% deposit fee? Stingy Fano and his equally stingy peers have you exactly where they want you. These are the joys of living with monopolstic collusion. Reminds me of Christmas for some reason... Sandy
One other part to this. Larkinor does not issue loans. A bank earns money on the loans it makes. You receive interest because they are using your money to secure the loan. Since the larki banks cannot make money any other way they charge the 10% deposit fee. No sense in them giving the money right back to you as Sandy stated.
First of all: I know interest for money at the bank isn´t practicable. But How about a new feature in the bank where they actually issue loans? And if you don´t pay back the money they send City Guards to your house and take all your items, even those you wear on your body and just leave you 2 or 3 shovels there. That could happen once in a week until you have paid back your debt... :-) Not much like christmas time, but I think it would be a funny thing... :-) and Stingy would be overjoyed :-)
Cute idea, but it could be easily manipulated. Why not take out a loan, buy a high priced item, sell to an other more established char and then not play that char any more. Not to mention it would prob be a huge pain to update. JCD