Hello Slayer,
I do not usually reply on the boards. I am not one of the highest players here, but I have been playing consistently for a few years, so I've been around for the changes, etc. A few pointers:
First of all, placing that many exclamation points in a subject heading is distastful, if not rude. There are basic rules of online etiquette, and that many exclamation points breaks those rules. Also, a heading like that labels your post as a noob post. Chances are any higher level players that saw it assumed that this was yet another noob question that could be answered in the endless help files or websites, and therefore passed this question over. Something to think about...
Secondly, your questions. You don't even need to worry about question 1 or 2 until you solve 3. Both 1 and 2 take place on the new island, which you can't get to until you get a boat. As far as making money to get that boat, there are many things you can do: dig, kill, gamble. I suggest you check out the help section, as I believe there are suggestions there. From what I understand, there aren't many players under level 25 that are able to get to the island yet, due to the money constraints. Other than that, it's just good old fashioned hard work and time that achieves that goal.